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The CG 20 10 07 04 Liability Endorsement form plays a crucial role in shaping the landscape of commercial general liability insurance. It is designed to extend coverage to additional insured parties, specifically owners, lessees, or contractors, who may need protection from liabilities arising out of the actions of the primary insured. This endorsement clearly outlines the conditions under which additional insureds are covered, emphasizing that the liability pertains to bodily injury, property damage, or personal and advertising injury linked to the operations of the primary insured. Notably, the coverage is limited to specific locations and operations as detailed in the endorsement schedule. Furthermore, the form introduces important exclusions, such as the cessation of coverage once work is completed or when the insured's work has been put to its intended use. This nuanced approach ensures that the insurance provided does not exceed what is contractually required, thereby maintaining a balance between the needs of all parties involved. Understanding these provisions is essential for both insurers and insureds alike, as it helps clarify the extent of coverage and the limitations that accompany it.

Similar forms

The CG 20 10 07 04 Liability Endorsement form is similar to several other documents in the realm of insurance. Here’s a list of those documents and how they relate:

  • CG 20 10 11 13 - Additional Insured - Owners, Lessees or Contractors: This form also extends coverage to additional insured parties, but focuses on specific contractual obligations and may include different exclusions.
  • CG 20 33 12 19 - Additional Insured - Owners, Lessees or Contractors - Completed Operations: Similar in purpose, this endorsement specifically covers additional insureds for completed operations, rather than ongoing operations.
  • CG 20 10 04 13 - Additional Insured - Designated Person or Organization: This endorsement provides coverage for named individuals or organizations, emphasizing their role in the contract and specific operations.
  • CG 20 37 07 04 - Additional Insured - Designated Construction Project: This form is tailored for construction projects, ensuring coverage for additional insureds involved in those specific projects.
  • CG 20 10 02 18 - Additional Insured - Automatic Status When Required in Written Contract: This endorsement automatically grants additional insured status when specified in a written contract, simplifying the process for parties involved.
  • CG 20 10 09 14 - Additional Insured - State or Political Subdivision: This document provides coverage to state entities or political subdivisions, focusing on their specific legal needs.
  • CG 20 10 01 18 - Additional Insured - Grantor of Franchise: This form extends coverage to franchise grantors, ensuring they are protected under the franchise agreement.
  • Prenuptial Agreement: Similar to various other legal agreements, this document outlines asset ownership and responsibilities between spouses, with resources available such as All Arizona Forms for assistance in preparation.
  • CG 20 10 10 18 - Additional Insured - Managers or Lessors of Premises: Similar in nature, this endorsement covers managers or lessors, focusing on their liability in relation to the premises.
  • CG 20 11 04 13 - Additional Insured - Joint Venture: This endorsement is designed for joint ventures, ensuring that all parties involved are protected under the same coverage terms.

Each of these documents serves to clarify and extend liability coverage in various situations, making it easier for parties to understand their responsibilities and protections under the insurance policy.

Guidelines on Writing Cg 20 10 07 04 Liability Endorsement

After gathering all necessary information, proceed to fill out the CG 20 10 07 04 Liability Endorsement form accurately. This form is essential for designating additional insured parties and outlining the terms of coverage. Ensure all sections are completed to avoid delays in processing.

  1. Locate the Policy Number: Find the policy number for your Commercial General Liability coverage. This should be placed at the top of the form.
  2. Identify Additional Insured: In the designated section, write the name(s) of the additional insured person(s) or organization(s) you wish to include.
  3. Specify Location(s): Enter the location(s) of the covered operations related to the additional insured. This information is crucial for determining the scope of coverage.
  4. Review Declarations: If any information is missing from the schedule, check the Declarations page for additional details required to complete the form.
  5. Understand Coverage Limitations: Familiarize yourself with the limitations and exclusions outlined in the form, particularly regarding when the coverage applies.
  6. Sign and Date: Once all information is filled out, sign and date the form to validate it.
  7. Submit the Form: Send the completed form to the appropriate insurance provider or relevant party as required.
Free Cg 20 10 07 04 Liability Endorsement PDF

Form Data

Fact Name Description
Policy Number CG 20 10 12 19 is the specific policy number for this endorsement.
Purpose This endorsement adds additional insured status for owners, lessees, or contractors.
Coverage Scope It covers liability for bodily injury, property damage, or personal and advertising injury.
Limitations The coverage is limited to acts or omissions in the performance of ongoing operations for the additional insured.
Exclusions Bodily injury or property damage occurring after work has been completed is excluded from coverage.
Insurance Limits The maximum amount payable is limited to the lesser of the contract requirement or available insurance limits.

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